Consolidation service credit card consolidating debt

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One Main Financial is a direct lender that has been helping borrowers for more than a century.

Most borrowers will be charged an administration fee of 4.5% at the time the loan is issued that is automatically deducted from the loan.

On the bright side, loans from Avant won’t have early payment fees, so you can make additional payments on your loan to pay it down faster.

However, the growth of online lending networks and digital banks means you can find a number of providers with low minimum credit scores from around the country — often in a few clicks.

Of course, it’s important to remember that your credit score won’t be the only factor in the decision when you apply for a personal loan.

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