Consolidating credit cards chase

Make sure you know when your intro offer expires and what APR you’ll need to pay on any remaining balance.

Regardless of your industry, nearly every business has quarters that are busier than others — and periods when revenue can be sporadic at best.

Although unfortunate, one reality of credit card debt — and debt in general — is that help is the least available to those with the lowest credit scores who likely need it the most.

And this sad pattern extends to the world of balance transfer credit cards.

Once upon a time, you could get a full barrel of whiskey for just five bucks.

(Of course, those were actual bucks — as in deer.) Nowadays, five bucks — of either kind — doesn’t buy what it used to, and it seems like prices go up every year.

Many of the best offers, like our top-rated picks below, are good for 0% interest for 12 months or more.In some cases, the balance transfer fee waiver may only apply to transfers made within a set window after opening your account.Check the card’s terms and conditions to determine when you need to transfer your balances to avoid paying a fee.After that, transferred balances will be charged the standard balance transfer APR.The Wells Fargo Business Platinum Credit Card doesn’t have the longest introductory offer out there, but it does apply to both new purchases and balances transfers.

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